Urban resilience for sustainable homeownership: The role of self-help in the ancient city of benin, Nigeria

Ebekozien, A; Aigbavboa, C; Samsurijan, M S; Salman, A and Amadi, G C (2023) Urban resilience for sustainable homeownership: The role of self-help in the ancient city of benin, Nigeria. International Journal of Building Pathology and Adaptation, 41(6), pp. 201-216. ISSN 23984708

Abstract

Purpose: The organised self-help approach successfully enhances urban low-income earners' (LIE) homeownership in some developing countries. The technique can enhance urban resilience for sustainable LIE homeownership. There is a paucity of studies concerning sustainable homeownership for Nigeria's urban LIE through a self-help approach. The study investigated the housing needs of the urban LIE via organised self-help mechanisms and how the same can enhance urban resilience for sustainable homeownership in the Ancient City of Benin, Nigeria. Design/methodology/approach: Given the unexplored nature of the issue, 20 face-to-face interviews were conducted with experts and analysed through a thematic approach. Findings: Findings identified eleven main barriers faced by the urban LIE. This includes the absence of government housing policy, funding frameworks, urban land scarcity, high property development costs, naira devaluation, high-interest rates, inflation, bribery and corruption, lax mortgage sub-sector, high cost of infrastructure, and government bureaucracy. Originality/value: This study will contribute to pioneering the role of organised self-help mechanisms in urban resilience for sustainable LIE homeownership in developing cities via a qualitative approach. Also, findings would significantly contribute to developing countries' sustainable housing and urban resilience literature.

Item Type: Article
Uncontrolled Keywords: Benin city; homeownership; shelter; sustainability; urban low-income earners
Index terms: face, interview, developing country, urban resilience, corruption, housing need, inflation, interest rate, methodology, mortgage, Nigeria, homeownership, qualitative approach, sustainable housing, Benin, land, property development, housing policy, funding, income
Subjects: professional ethics, housing and residential development, development economics, Geography, research methods, economic development, economic analysis, public policy, real estate economics, sustainability and resilience, psychology, data collection methods
Topics: Organizational Design, Urban Studies, Legal Issues, International Construction, Governance, Business Strategy, Research Practice, Geographical Context
Descriptive scope: 5 PCTEA

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