Wibowo, A; Pramudya, A A and Yonatan, T L (2025) Exploring causal conditions for construction risk insurability in Indonesia: A configurational analysis. International Journal of Construction Management, 25(9), pp. 1032-1046. ISSN 1562-3599
Abstract
This study explores the configurations of construction risk insurability in Indonesia based on the perceptions of insurer and contractor respondents collected through online questionnaire surveys. The methodologies employed are Necessary Condition Analysis (NCA) and fuzzy-set Qualitative Comparative Analysis (fsQCA). Accidental or fortuitous events, quantifiable, numerous and homogeneous, and evaluable are used as causal conditions, and 76 construction risks from previous studies are used as cases, with construction risk insurability as the outcome. The NCA revealed varying levels of necessity for insurable risks, with consistency levels ranging from 0.541 to 0.631 and uninsurable risks, with consistency levels from 0.863 to 0.980. The fsQCA identified multiple sufficient conditions for insurable (consistency = 0.881, coverage = 0.762) and uninsurable risks (consistency = 0.825, coverage = 0.924) and highlighted causal asymmetry. Core conditions for insurable and uninsurable risks were identified, and configurations for insurable and uninsurable risks differed between insurers and contractors. However, compromised configurations with aggregate data exhibited satisfactory consistency levels for both groups, with consistency exceeding 0.80. The findings of this study advance the understanding of risk insurability, thereby minimizing conflicts between insurers and contractors, which are the main targets of this study. Several limitations are acknowledged, which can guide future research.
| Item Type: | Article |
|---|---|
| Uncontrolled Keywords: | causal conditions; configuration; construction risk; fuzzy-set qualitative comparative analysis; Indonesia; insurability; necessary condition analysis |
| Index terms: | aggregate, Indonesia, qualitative comparative analysis, survey, methodology, configuration, questionnaire |
| Subjects: | materials science, research methods, Geography, data collection methods, systems engineering |
| Topics: | Research Practice, Engineering Principles, Geographical Context |
| Descriptive scope: | 5 PCTEA |
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